Bill Detail
S. 1527
Congress: 119
Title
Housing Affordability Act
Summary
Housing Affordability Act This bill increases the Federal Housing Administration’s (FHA's) multifamily housing loan limits for mortgage insurance and requires the use of a more specific inflation index for these limits. Specifically, the bill increases the loan limits to qualify for FHA mortgage insurance for rental housing, cooperative housing, rehabilitation and neighborhood conservation housing, housing for moderate income and displaced families, housing for elderly persons, and condominiums, and it requires these limits to be indexed to the Price Deflator Index of Multifamily Residential Units Under Construction released by the Bureau of the Census. Currently, these limits are indexed to the Consumer Price Index for All Urban Consumers.
Sponsor
Sen. Ruben Gallego [D-AZ]
Status
Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Status as of Jul 25, 11:33 AM · synced 19d ago
Introduced
2025-04-30
Data source mode: congress-gov
Bill Engagement
Housing Affordability Act This bill increases the Federal Housing Administration’s (FHA's) multifamily housing loan limits for mortgage insurance and requires the use of a more…
Lobbyists on the case
- National Apartment Association3 filings · 8 lobs
- Gregory Brown2026 Q1
- Owen Caine2026 Q1National Apartment Association · Intern, Sen. Ted Kennedy; Intern, Senate Homeland Security Committee, Sen. Scott Brown …
Prepared intelligence brief
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