Bill Detail
S. 1467
Congress: 119
Title
Homebuyers Privacy Protection Act
Summary
Homebuyers Privacy Protection Act This bill limits the circumstances in which credit reporting agencies may provide consumer credit reports to third parties in connection with residential mortgage transactions. Specifically, the bill prohibits a credit reporting agency from providing a consumer's credit report to a third party in connection with a residential mortgage transaction unless the transaction consists of a firm offer of credit or insurance and (1) the third party provides documentation certifying that it has the consumer's consent; or (2) the third party has originated a mortgage on behalf of the consumer, is a current mortgage loan servicer to the consumer, or has a current specified banking relationship with the consumer. These provisions take effect 180 days after the bill's enactment.
Sponsor
Sen. John Reed [D-RI]
Status
Held at the desk.
Status as of Aug 13, 10:49 PM · synced 7m ago
Introduced
2025-04-10
Data source mode: cache
Carried by these fly-ins
1ICBA Capital Summit 2027 (dates TBD)
May 3, 2027 – May 6, 2027 · Washington, DC (venue TBD)
Hosted by Independent Community Bankers of America
Bill Engagement
Homebuyers Privacy Protection Act This bill limits the circumstances in which credit reporting agencies may provide consumer credit reports to third parties in connection with r…
Lobbyists on the case
- Independent Community Bankers of America5 filings · 18 lobs
- Walter Haynie2026 Q1
- Stephen Keen2026 Q1
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