Bill Detail
H.R. 53
Congress: 119
Title
Responsible Borrower Protection Act of 2025
Summary
Responsible Borrower Protection Act of 2025 This bill prohibits the Federal Housing Finance Agency, the Federal National Mortgage Association (Fannie Mae), and the Federal Home Loan Mortgage Corporation (Freddie Mac) from implementing changes to the single-family home loan pricing framework for upfront fees on certain home loans, announced in January 2023. The changes revise the fee charts that provide percentage adjustments based on a borrower's credit score and other risk factors. Overall, these changes increase the percentage adjustments, with variations based on the particular risk profile of the loan.
Sponsor
Rep. Andy Biggs [R-AZ-5]
Status
Referred to the House Committee on Financial Services.
Status as of Jul 25, 3:38 AM · synced 1h ago
Introduced
2025-01-03
Data source mode: cache
Bill Engagement
Responsible Borrower Protection Act of 2025 This bill prohibits the Federal Housing Finance Agency, the Federal National Mortgage Association (Fannie Mae), and the Federal Home…