Bill Detail
H.R. 5262
Congress: 119
Title
Bank Competition Modernization Act
Summary
Bank Competition Modernization Act This bill allows financial regulators to approve certain bank mergers without considering if the merger is noncompetitive or monopolistic. Currently, regulators are prohibited from approving a bank acquisition, merger, or consolidation that would result in a monopoly, that would be in furtherance of a conspiracy or attempt to create a monopoly, the approval of which would substantially lessen competition, or that would otherwise restrain trade. The bill prohibits regulators from considering these factors for mergers that would result in an entity with less than $10 billion in assets. This threshold must be adjusted annually to reflect increases in the U.S. nominal gross domestic product.
Sponsor
Rep. Scott Fitzgerald [R-WI-5]
Status
Placed on the Union Calendar, Calendar No. 317.
Status as of Jul 28, 11:52 AM · synced 17d ago
Introduced
2025-09-10
Data source mode: congress-gov
Bill Engagement
Bank Competition Modernization Act This bill allows financial regulators to approve certain bank mergers without considering if the merger is noncompetitive or monopolistic.
Lobbyists on the case
- Independent Community Bankers of America4 filings · 18 lobs
- Jenna Burke2026 Q1
- Michael Emancipator2026 Q1
Prepared intelligence brief
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