Bill Detail
H.R. 3390
Congress: 119
Title
Bringing the Discount Window into the 21st Century Act
Summary
Bringing the Discount Window into the 21st Century Act This bill requires the Board of Governors of the Federal Reserve System to review and develop a remediation plan for its discount window lending program, which provides loans to depository institutions to support an institution’s security and liquidity. The review must consider topics such as the sufficiency of the technology infrastructure, the effectiveness of the existing operating hours of the discount window, and how the discount window interacts with other liquidity providers during normal operations and in times of financial distress. The remediation plan must address any identified deficiencies, establish timelines and milestones for implementation, and be approved by the board. The bill requires annual reports to Congress regarding the plan.
Sponsor
Rep. Monica De La Cruz [R-TX-15]
Status
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Status as of Aug 1, 9:13 AM · synced 13d ago
Introduced
2025-05-14
Data source mode: congress-gov
Bill Engagement
Bringing the Discount Window into the 21st Century Act This bill requires the Board of Governors of the Federal Reserve System to review and develop a remediation plan for its d…
Lobbyists on the case
- American Bankers Association4 filings · 26 lobs
- Rodrigo Alba2026 Q1
- William Boger2026 Q1
Prepared intelligence brief
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