Bill Detail
H.R. 3206
Congress: 119
Title
Protecting America's Property Rights Act
Summary
Protecting America's Property Rights Act This bill directs the government-sponsored enterprises—Fannie Mae and Freddie Mac—to establish standards for the use of products such as title insurance. (The enterprises facilitate liquidity in the mortgage market by purchasing mortgages and issuing mortgage-backed securities.) Specifically, the enterprises must establish regulations or guidelines for risk management related to loss or damage from liens upon, encumbrances on, or defects in the title to property, or the invalidity or unenforceability of any liens or encumbrances on property by using third party products subject to state regulation. Further, the enterprises must hold an additional 1% of the unpaid principal of any mortgage that does not meet the above regulations or guidelines as part of each enterprise’s minimum capital levels.
Sponsor
Rep. Andrew Garbarino [R-NY-2]
Status
Referred to the House Committee on Financial Services.
Status as of Aug 5, 6:29 PM · synced 8d ago
Introduced
2025-05-06
Data source mode: congress-gov
Bill Engagement
Protecting America's Property Rights Act This bill directs the government-sponsored enterprises—Fannie Mae and Freddie Mac—to establish standards for the use of products such as…
Lobbyists on the case
- Forbes-tate1 filing · 5 lobs
- Katie Elliott2026 Q1Forbes-tate · Intern, Senator Rand Paul (Summer, 2022)
- Edward Hill2026 Q1
Prepared intelligence brief
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